We believe that everyone has the right to enjoy a rewarding life.
Your time is precious, and life is short. If you are spending your days worrying about money, stressing about whether you can retire, buy that yacht or go on holiday, we’re here to let you know that there is a better way to live.
So, why consider Hungerford Financial Partners?
As Lifestyle Financial Planners we focus on your lifestyle plan before anything. Traditional ‘independent financial advisors’ focus on selling as many products as possible– a short-term strategy with no goal in mind. In contrast, we believe that we have no right to tell you what to do with your money until we have a deep understanding of what your personal journey is and what you find meaningful in life.
Real wealth management means understanding your goals and desired future lifestyle - these insights influence a tailored and bespoke financial plan which, in turn, steers specific investment approaches. Having mapped out your financial future we then use a smart, low cost investment strategy to get your money working efficiently, and at the lowest risk relevant to your personal risk profile.
Your plan is bespoke to you…how could it be otherwise? You and your circumstances are unique.
Most top financial planning firms outsource their investment management which results in extra costs.
Focus: Whereas most financial advisers focus on what they might be able to sell to you, we believe that only your desired lifestyle must be the main focus. Why should anyone have a right to tell you how to invest you money until they understand your goals and ambitions? Your planning journey is designed to help you identify, achieve, and maintain your desired lifestyle and never run out of money… no matter what happens. As wealth preservation is paramount, we avoid traditional fund management and insurance companies wherever we can.
Continuity: It's not unusual for generic private bankers or wealth managers to have in excess of 100 'relationships' to ‘manage’. The average adviser also moves jobs every 6 years. This can be tiresome for clients who deserve a deep relationship. We have a smaller number of retained clients. With three advisers this gives us the highest adviser to client ratio in the business. Our client relationships are much more involved and rewarding – many clients have been with us over 20 years.